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    Offers
  1. /
  2. 3.99% APR

3.99% APR on select R1 vehicles

Available on select 2026 vehicles with qualifying down payment.

Very well-qualified buyers can receive 3.99% APR for 60 months on select new 2026 R1S or R1T Dual vehicles in R1 Shop. Qualifying down payment required. Must receive an approved financing offer by December 31 and take delivery by December 31.

Shop R1SShop R1T

Offer details

How it works

Financing the following 2026 R1 vehicles for 3.99% APR for 60 months:

  • 2026 Dual Standard

  • 2026 Dual with Large battery

  • 2026 Dual with Max battery

Offer details

Financing offer available to U.S. residents on purchases of the following new 2026 R1T and R1S vehicle configurations:  Dual Standard, Dual Motor with Large battery (non-performance), and Dual Motor with Max battery (non-performance).  Vehicles must be ordered through R1 Shop and financed through Rivian Financial Services. Qualified customers can receive as low as a 3.99% APR for 60 months with 60 monthly payments of $18.44 for every $1,000 financed.  Offer subject to credit approval and vehicle availability. Not all applicants will qualify, and APR may vary based on past credit performance, financing term, and amount financed.  Amount financed cannot result in a loan-to-value ratio greater than 100%.  For example, on a new 2026 R1T Dual Motor with Large battery in LA Silver priced at $79,885  (including an $1,895 destination charge) with an Amount Financed of $79,385, very well qualified buyers may obtain a 3.99% APR over 60 months with monthly payments of $1,464.03.  Requires a $500 deposit.  Advertised examples exclude taxes and fees. Taxes, registration and other fees will apply.   No other down payment required unless the loan-to-value ratio is greater than one hundred percent (100%).  Offer open from 12/1/2025 to 12/31/2025.  Buyer must order, obtain an approved financing offer, and take delivery on or before 12/31/2025 Cannot be combined with other offers. Void where prohibited.  Offer valid while supplies last.  Limited vehicle availability.  Offer subject to change or termination at any time.